Sources of Financial Aid

Maine Maritime Academy

I. Need-based Grants

Maine Maritime has one endowed grant fund that is reserved for incoming first-year students with need as determined by their FAFSA data. 个人奖金一般在600美元到2000美元之间.

Federal

I. Grants

Pell
Highly need-based; award amounts determined by Department of Education; determined by expected family contribution (EFC); does not have to be repaid.

教育机会补充补助金(SEOG)
Must be Pell eligible to receive; range from $100 to $1000; does not have to be repaid.

II. Loans

Subsidized Stafford
A need-based loan with a low variable interest rate (determined July 1 of each year); interest is federally subsidized while student is enrolled; repayment deferred until 6 months after graduation or withdrawal; maximum dollar amounts: $3500 (1st year); $4500 (2nd year); $5500 (3rd and 4th years); 学生必须填写入学咨询表格和主期票 www.studentaid.gov. MMA将证明学生的入学状况和贷款金额.

Unsubsidized Stafford loans – borrower is responsible for interest; – $2000 available to ALL students; – independent students are eligible for additional unsubsidized Stafford loan amounts. 学生必须填写入学咨询表格和主期票 www.studentaid.gov.

本科生家长贷款(PLUS)
The federal PLUS program helps parents assist their dependent children in meeting the costs of higher education. 在联邦PLUS计划下，父母才是实际的借款人. Parents are eligible to borrow up to the Cost of Attendance minus any financial aid the student is eligible to receive. 父母须于 www.studentaid.gov. 如果家长被拒绝提供基于信用的家长直接加贷款, 学生可能有资格获得额外的无补贴斯塔福德贷款.

III. Work Study

Work study is money earned while attending school; does not have to be repaid; on campus or community service employment. Students earn bi-weekly paychecks, and may work up to 20 hours a week; wages are based on the current State of Maine minimum wage rate.

IV. Veteran’s Tuition Benefits at MMA

Veterans

Maine Maritime Academy will charge in-state tuition rates to all current and former members of the US Armed Forces who were honorably discharged, 无论他们是否在领取福利，也不考虑他们的离职日期.

Veterans’ Dependents

自2017年7月1日起，个人是38 U定义的“覆盖个人”.S.C. §3679(c)*将评估博悦注册登录的州内学费.   Further, 一旦州内学费适用于符合条件的个人, 它将一直有效，直到个人完成他们的学术课程, 即使《博悦注册登录》的福利已经用完, transferred, or are otherwise expired.

A “covered individual” is defined as:

• A veteran who lives in the state in which the institution of higher learning is located (regardless of his/her formal state of residence) and enrolls in the school within three years of discharge or release from a period of active duty service of 90 days or more.
• 配偶或子女使用转移后9/11 GI Bill福利(38 U.S.C. § 3319) who lives in the state in which the institution of higher learning is located (regardless of his/her formal state of residence) and enrolls in the school within 3 years of the transferor’s discharge or release from a period of active duty service of 90 days or more.
• Any student as described above will continue with the benefit while he or she remains continuously enrolled at MMA (other than during regularly scheduled breaks between courses, semesters, or terms). The person must have enrolled at MMA prior to the expiration of the three year period following discharge or release as described above and must be using educational benefits under either chapter 30 or chapter 33 of title 38, U.S.C.
• Anyone using transferred Post-9/11 G.I. Bill benefits (38 U.S.C. § 3319) who lives in Maine while attending MMA (regardless of his/her formal state of residence) and the transferor is a member of the uniformed service who is serving on active duty.
• A spouse or child using benefits under the Marine Gunnery Sergeant John David Fry Scholarship who lives in the state in which the institution of higher learning is located (regardless of his/her formal state of residence).

请致电207-326-0104或与注册办公室联系 laura.nason@mma.edu 有关必要文件的信息，以确认您作为“受保个人”的身份, a Veteran, or an active duty service member, to apply for Yellow Ribbon Program benefits, or if there are additional questions.

Yellow Ribbon Program Participation

MMA has 12 scholarships for non-Maine resident students who have had 100% of benefits transferred to them from a spouse or parent Veteran that has been discharged for more than 3 years prior to the first date of the Dependent’s enrollment at MMA. These are offered on a first come, first served basis and provide an additional scholarship equivalent to the difference between the In State tuition rate and the spouse’s or dependent’s Out of State or Regional Tuition rate after the Yellow Ribbon Program payment has been received by MMA for that student.  Renewal of the Yellow Ribbon program payment for subsequent years is contingent upon satisfactory academic progress and remain in good standing in terms of citizenship. http://www.benefits.va.gov/gibill/yellow_ribbon.asp

Tuition Waivers

Veteran’s Dependent Waiver

Per Maine law, tuition, mandatory 符合条件的孤儿、寡妇将免交费用和实验室费用 & 退伍军人的丧偶者以及残疾退伍军人的配偶和子女, missing in action,  (最常被称为第35章的福利资格). 最初的资格由缅因州退伍军人事务办公室确定. 学生必须就读于副学士、学士或硕士学位课程. 学费减免可以减少必要的金额，以确保该减免的价值, 与学生收到的所有其他助学金和福利相结合, 不超过教育总成本. 参见MRSA，标题37-B，第505节，2008年修订，P.L. c.521 for details.

V. Navy ROTC Scholarship and College Programs

On-campus Navy/Marine Corps ROTC programs train qualified young men and women to become officers in these services upon graduation from college. For scholarship opportunities, please contact Commanding Officer, NROTC Unit, Maine Maritime Academy, (207) 326-2352, email mmanrotc@mma.edu, or visit the Navy and Marine ROTC national scholarships website.

VI. Strategic Sealift Midshipman Program (SSMP)

Formerly the Merchant Marine Reserve (MMR), 这个项目是一个很好的方式来帮助资助你的综合格斗教育. The SSMP is designed to train and educate highly qualified students for commissioning and reserve duty service as officers in the U.S. Navy Reserve (USNR). 如果被选中，学生在校期间有资格获得最高32,000美元的奖金. This program is designed for students pursuing a USCG Unlimited License and to ensure the United States has a sufficient merchant marine to serve as naval support in time of a national emergency. For information about SSMP, click here.

State

I. Grants:

Maine
5月1日截止日期前提交的FAFSA数据将转发至 The FAME/Maine program. -如果您的EFC低于FAME指定的美元金额, 公立大学学生(MMA)每年将获得1500美元.

Vermont
佛蒙特州与缅因州签订了互惠协议.

每个州计算拨款资格不同-大多数将使用您的FAFSA信息. 每个州的截止日期都列在FAFSA的封面上.

Other Sources of Financial Aid

I. Payment Plan Option

MMA为一次性支付提供了一种负担得起的、无息的选择. Nelnet业务解决方案(NBS)每月付款计划.

• 分期付款10个月，无息，费用75美元，
• 少借钱，用目前的收入和储蓄每月支付.

请致电(207)326-2243与博悦平台的商务办公室联系 MyCollegePaymentPlan at (800)609-8056.

II. Alternative (Private) Education Loans

Alternative loans are credit-based loans offered by many lenders (banks and credit unions) that can be used to supplement the financial aid. 学生是借款人，可能需要信用良好的共同签署人. These loans typically offer a fixed or variable interest rates and lack the benefits of federal student loans. 学生可以借到校费用减去他们有资格获得的任何经济援助. Please refer to www.elmselect.com for a list of lenders. 一份单独的申请通常直接发送给贷款人, 然后将其转发到博悦平台的办公室，以证明学生的身份.

III. Native American Tuition Waiver

对于在MMA注册的学生来说，这个项目包括以下方面的州内学费:

• 名字被包括在当前缅因州部落人口普查中的学生, 或者至少有一位父母或祖父母在缅因州目前的部落人口普查中, of the Passamaquoddy Tribe, the Penobscot Nation, the Houlton Band of Maliseet, and Aroostook Band of Micmac, 并直接从部落向MMA提供官方文件, Nation or band in a sealed envelope, 类似于官方成绩单的流程. Click here for more information.

IV. Private Scholarships/Grants

私人机构每年为许多符合条件的个人提供经济援助:

• 联系你当地的企业和社区组织;
• High school guidance offices receive many scholarship notifications; check regularly
• Endowed MMA Scholarships

一些网站提供额外的助学金信息:

MMA尽全力满足学生的需求. 如果你有关于财政援助奖励的问题，联系财政援助主任.

If your family/individual financial circumstances change dramatically during an academic year it is possible that your financial aid could also change. 如果你觉得你有重要的理由要求审查你的财务数据, you may do so. Each review situation is handled on an individual basis and not all requests result in a change of financial aid.

所有的学院都有审查的权利，但并不是所有的学院都会以同样的方式进行审查. Making requests for another child at another institution may not result in the same changes at both schools. We will do our best to help.